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AI bookkeeping for Swedish sole traders · launching 2026

Snap a receipt.Done.

Bookkeeping that answers when you ask. Nothing is booked without your yes, not even by the AI.

Join the waitlist

No spam. One email when it is your turn.

  • BAS chart of accounts, double entry
  • VAT, ROT/RUT, year-end close
  • You file, we never do
What is my profit so far?Snap the receiptCreate a ROT invoice to Anna Berg for 12,000How much VAT do I owe in October?Match the bank file to my receiptsWhich receipts are missing for August?Make a credit note for F-0014What is left to enter before year-end?Book the ICA coffee as entertainmentExport the SIE file to my accountant

The promise

You did not start your business to do bookkeeping.

Receipts, VAT, invoices and the year-end close take care of themselves up to the last step. The last step is always yours.

01

Nothing is booked without your yes.

Every action stops at a proposal until you tap. Approval is asked for right before, not three messages earlier.

02

The AI never does the math.

VAT, deductions and balances are computed by a deterministic engine. The language model reads, proposes and explains. It cannot write to the ledger.

03

You file, we never do.

Kulram computes and prepares the VAT return, NE appendix and SIE file. You upload the file to Skatteverket yourself.

Why sole traders switch to Kulram

Illustration: a receipt folding into a voucher (3D, violet)

The receipt, done at the till.

Snap, send, approve. The entry is set up before you have put your card away.

Illustration: an abacus whose beads become VAT amounts

The engine does the math.

VAT, ROT caps and balances are computed deterministically. The AI explains, it does not calculate.

Illustration: closed laptop, lamp on, the evening is free

Your evening is yours again.

Deadlines, the VAT return and the NE appendix are prepared when it is time. You tap.

Explore Kulram

Four places where evenings used to disappear.

Chat
Ask Kulram to record something
Snap the receipt
kvitto-20260825-1742.jpg
I have read the receipt:
VendorICA Kvantum
Date25 aug 2026
Total55,00 kr
VAT 25%11,00 kr
Account5410
Does this look right to book?
Book itEdit
Ask Kulram
Receipts

The receipt becomes an entry while you are still at the till.

You send the photo in the chat. Kulram picks out vendor, date, amount and VAT, sets up the entry and asks if it looks right.

  • VAT split by the engine, never by the language model
  • Follow-up questions when something is missing, instead of guesses
  • The receipt format does not matter

Web and mobile

The same books on your desk.

Kulram is a complete bookkeeping system in the browser, with ledger, VAT, invoices and year-end close. The app is the same system in your pocket, not a stripped-down version.

Ledger

39 vouchers, kept current by your assistant
2026
Total expenses
211 132,82 kr
Total income
352 357,50 kr
Net VAT
4 903,08 kr
Missing receipts
2 of 39
AllBusiness accountSales within Sweden, 25% VATOther external costs
Bauhaus Växjö1 495,00 kr
ConsumablesBooked
Anna Berg12 000,00 kr
ROT invoice F-0018Booked
ICA Kvantum Teleborg55,00 kr
Other external costsBooked
Circle K812,40 kr
FuelNo receipt
Telia399,00 kr
Phone and internetBooked
Skatteverket6 027,50 kr
VAT payment Q2Booked

Two ways in, one ledger

Say it. Or click your way there.

The fastest way is to tell Kulram what happened. But anything you can say, you can also do yourself, with ordinary forms, lists and buttons. Same engine, same rules, same voucher, however you got there.

Say it

8 seconds

Telia 399 kr, June, paid from the business account

Here is how I suggest booking it:
6212 Phone and internet319,20
2641 Input VAT79,80
1930 Business account-399,00
ApproveEdit

Do it yourself

Full control
New voucher
Date2026-06-30
Amount incl. VAT399,00
Expense account6212 Phone and internet
VAT rate25 %
Paid from1930 Business account
SaveAttach receipt

Same result

One row in the ledger. No difference.

A-0035
Telia
Phone and internet
Booked
  • Chart of accounts, VAT codes and postings can all be picked by hand
  • Everything the AI suggests can be edited line by line before you approve
  • Mix as you like: type on a busy day, click when you want to see everything
The browser: the whole toolkit

Ledger, vouchers, invoices, VAT and year-end with forms, filters and tables. Do everything by hand here if you want.

The phone: chat and the quick stuff

Snap receipts, ask questions, approve suggestions. Anything that needs big tables waits on your desk, in the same books.

Two languages, one set of books

All of Kulram in Swedish and English.

The chat, the ledger, invoices, VAT and the year-end close. Everything you see is in both languages, and you switch whenever you like. The rules are Swedish no matter which language you speak.

  • Ask in English, get answers in English, with Swedish accounts and rules
  • Switch language mid-conversation, the books stay the same
  • Invoices can be sent in your customer's language

Samma kvitto

SV

Boka kaffet från ICA som förbrukning

Klart att godkänna. Så här föreslår jag att det bokförs:
5410 Förbrukningsinv.44,00
2641 Ingående moms11,00
GodkännÄndra

Same receipt

EN

Book the ICA coffee as consumables

Ready to approve. This is how I propose to book it:
5410 Consumables44,00
2641 Input VAT11,00
ApproveEdit

How it is built

Four numbers that explain the whole product.

Kulram is not a chat on top of an accounting program. The engine is deterministic and the AI can never write to it.

23things you can do just by typing what you want
0calculations the AI does itself, everything is computed by the engine
33Swedish rule documents built in, so answers have coverage
1tap between the proposal and anything actually being booked

Bookkeeping should not be the hardest part of working for yourself.

Kulram handles the heavy lifting and asks you about what matters. The rest of the evening is yours again.

Pilot · Växjö
”I snapped the receipt in the car and it was booked before I got home. First time in five years that VAT did not take a Sunday.”

Sole trader in Växjö, pilot user

Bookkeeping per week, down from 4 hours
20 min
Receipts missing at year-end
0

Early access

Start with the next receipt.

Join the waitlist and we will let you know when your spot opens. No lock-in, and your books come with you if you ever want to leave.

No spam. One email when it is your turn.